How to Change Your Settlement Partner: A Step-by-Step Guide Without Losing Your Rating

September 4, 2026
3 min
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Payments are delayed without explanation. Additional fees appear that weren’t mentioned beforehand. These are the two main reasons for switching payment partners. Qiwi Partner will walk you through the step-by-step process—without losing your account or experiencing downtime between partners.

What belongs to you and what belongs to your partner

An account with Uber, Bolt, or Glovo belongs to you personally—your rating, trip history, and order statistics are tied to your profile, not to the company. A billing partner provides three things: a license, often a car, and assistance with paperwork. Changing partners means replacing these three things, not deleting your account and starting from scratch.

Five Signs It's Time to Look for a New Partner

Payments are delayed by more than a day or two without a written explanation. The actual commission is a few percentage points higher than what was stated at the outset. Customer support doesn’t answer simple questions or takes a long time to respond. The car is in poor mechanical condition, and you—not the partner—are responsible for the repair costs. The terms of the contract were changed without prior written notice.

One warning sign is a reason to review the contract. Three or more at the same time are a clear reason to start looking for a replacement right away, without putting it off.

Step-by-Step: Six Steps to Transition

  1. Choose a new partner while you're still working with the old one. Compare the fees, the condition of the cars, and the payment schedules of several companies at the same time, not one after another.
  2. Notify your current partner in writing. An email or a message in the partner's app that includes the date—keep the proof of sending.
  3. Sign a contract with your new partner in advance. Agree on a specific start date before the notice period for the old contract expires, not after.
  4. Link your account to your new car. The technical process on the Uber, Bolt, or Glovo app usually takes a few hours to be approved, not days.
  5. Return the property to your former partner in accordance with the condition report. Car, fuel card, equipment. Take a photo of the car before returning it—this serves as proof of its condition in case of a dispute over the deposit.

Differences Between Platforms When Switching

Uber and Bolt are technically the simplest—adding a new car to an existing account takes a few hours after submitting the documents. Glovo and Wolt sometimes require confirmation from both payment partners at the same time, so the transition may take two or three days longer—be sure to coordinate this in advance with your new partner.

Penalty for early termination: check before, not after

Some providers include a penalty for early termination of the contract in the fine print of the terms and conditions. Check this clause in the NEW contract before signing—that’s often where the penalty for a future switch is hidden. If the notice period in the old contract has been fully observed, there is usually no penalty for the current switch.

How long does the entire transition take?

From three days to two weeks, depending on the notice period specified in the contract. The technical part—connecting the new car in the app—takes hours, not days, if the documents have already been prepared in advance.

An example of an actual transition timeline

Monday—a written notice was sent to the old partner; the contract with the new one had already been signed in advance. The next two weeks—the standard notice period—the driver continues to drive the old car without interruption. Three days before the end of the notice period—the date and time for handing over the new car are agreed upon. On the last workday with the old partner—the car is returned with a photo record of its condition. The next morning—the first shift is already in the new car; connecting to the app took less than an hour the night before.

What About Taxes When Changing Business Partners?

If the income was previously paid under a lease agreement through a payment partner, changing the partner does not alter the form of taxation—the lump-sum payment continues to apply under the same terms. For more details on the calculation itself, see an article about a tip for a taxi driver.

Five Points for a New Partner Before Signing

The actual commission in zlotys, based on last week’s example from another driver—not an advertised figure. The payment schedule—weekly—is considered the market standard. The car’s condition and model year are based on my personal inspection, not on photos from an ad. Insurance coverage in the event of an accident that is not your fault. Response time from support—check this by sending a question before signing the contract.

Frequently Asked Questions

Will I lose my rating if I change partners?

No. The rating is associated with the account in the app, not with the payment partner.

Is it necessary to notify your current partner in writing?

Usually by mutual agreement. 

How much does it cost to change partners if the deadline is met?

Usually, nothing other than the time it takes to process the paperwork. A fine is imposed only if the notice period is not met.

What should you do if your former partner is delaying the release?

Rely on the written terms of the contract and the date the notice was sent—these are the key pieces of evidence in a dispute.

Ready to switch to a partner you can trust

About the model for working with settlement partner Qiwi Partner went into more detail. For more on common mistakes made by beginners, see in a separate article.

Don't have a car to start with? Rent a car In Warsaw, they handle this right away. Become a driver or Become a courier with Qiwi Partner.

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